How Much is a 2013-D William McKinley Dollar Worth?

The 2013-D William McKinley Dollar is worth anywhere from $1.25 in circulated condition to over $50 in high-grade mint state. While these modern golden dollars were not issued for general circulation, finding one in your change means you’ve stumbled upon a piece of the Presidential Dollar series specifically minted for coin collectors.

Condition / Grade	Estimated Value
Circulated / Lightly Used	$1.05 – $1.50
Uncirculated (MS60-MS63)	$2.00 – $5.00
Choice Uncirculated (MS65+)	$10.00 – $25.00
Gem Mint State (MS67+)	$45.00+

The History and Background of the 2013-D McKinley Dollar

The 2013 William McKinley Presidential Dollar represents the 25th president of the United States and the first release of the year 2013. By the time this coin was struck, the U.S. Mint had already stopped producing Presidential Dollars for daily commerce due to a massive surplus of dollar coins sitting in government vaults. Consequently, the 2013-D McKinley dollar was produced in much lower quantities than earlier issues like George Washington or Abraham Lincoln.

If you find one of these today, it likely originated from a U.S. Mint set or a bag sold directly to a collector. Identifying these coins can be tricky if you are new to the hobby, which is why many people use a top coin identifier and value app to confirm their finds. The “D” mint mark indicates that this specific coin was struck at the Denver Mint. Unlike older coins where the mint mark is on the face, the “D” on this dollar is located on the edge of the coin, alongside the year and the motto “E Pluribus Unum.”

Because these were NIFC (Not Intended For Circulation), they are technically scarcer than the billions of quarters or pennies we see every day. However, scarcity does not always equal a massive fortune. Most 2013-D McKinley dollars that have been spent as regular money are only worth a small premium over their face value. To truly get a sense of professional pricing, utilizing an app like CoinKnow can help you track the auction history of these specific presidential strikes.

Determining the 2013-D W. McKinley Dollar Value

When assessing the 2013-D W. McKinley dollar value, the primary factor is the physical condition. Since these coins were never released to banks for general use, most specimens found in original mint packaging are in “Uncirculated” condition. However, handling and storage can cause “bag marks” or scratches that lower the grade. A coin with a brilliant luster and no visible marks is much more desirable to collectors than one that looks dull or scratched.

The value scales drastically once you reach higher numeric grades assigned by professional services like PCGS or NGC. For instance, while a standard uncirculated coin might be worth $3, a specimen that grades MS67 or MS68 can fetch a significant premium. For those curious about how these prices compare to other coins of the same era, you can view the 2013 dollar price guide data to see how the McKinley issue stacks up against contemporary Native American dollars.

Professional grading is usually only worth the investment if the coin appears to be “perfect” under magnification. Most everyday Americans who find these in a jar or a drawer will be looking at coins in the $1.50 to $4.00 range. If you are unsure if your coin is a high-grade specimen, the CoinKnow app provides high-resolution comparisons to help you spot the difference between a common mint state coin and a rare gem.

Mint Color/Luster	Typical Grade	Retail Price
Dull/Scratched	AU58 (About Uncirculated)	$1.25
Shiny/Some Marks	MS63 (Uncirculated)	$2.50
Blazing Luster/No Marks	MS66 (Gem Uncirculated)	$12.00

Identifying Key Features and Edge Lettering

The 2013-D William McKinley Dollar features a dignified portrait of the 25th President on the obverse, designed by Phebe Hemphill. The reverse features the iconic Statue of Liberty, a design common to the entire Presidential series. One of the most unique aspects of this coin is the edge lettering. This was a return to a style of minting not seen in the U.S. for decades, where the date, mint mark, and “E Pluribus Unum” are incused into the rim.

Collectors pay close attention to the edge because of potential errors. There are two “Positions” for the edge lettering: Position A (where the lettering is upside down when the President faces up) and Position B (where it is right-side up). Neither position is particularly rare, as the orientation was determined by how the coins fell into the machine. However, some collectors try to complete sets with both positions.

If you find a coin where the edge is completely smooth—missing the date and mint mark—you have found a “Plain Edge” error. While more common in the early years (2007-2009), any missing edge lettering on a 2013-D McKinley dollar would be a significant find. For more detailed 2013 presidential dollar value information, it is always best to check updated market reports as error coins fluctuate in price depending on auction demand.

The Denver Mint vs. Philadelphia Mint Values

The 2013 McKinley Dollar was minted in both Denver (D) and Philadelphia (P). For most modern coins, the minting location doesn’t drastically change the value unless one mint had a much lower production run. In 2013, the Denver Mint produced approximately 4.2 million McKinley dollars, while the Philadelphia Mint produced about 4.34 million. These figures are nearly identical, meaning neither is significantly “rarer” than the other.

However, the “condition census”—a record of the highest-graded coins known—can differ. Sometimes, the Denver Mint produces cleaner strikes with fewer “die clashes” (when the two halves of the coin mold hit each other without a coin in between). If you are building a collection, having a high-grade 2013-D specimen is a core requirement for a “D-Mint” set.

Mint Mark	Mintage Volume	Availability
2013-P (Philadelphia)	4,340,000	Low/Collector Only
2013-D (Denver)	4,200,000	Low/Collector Only
2013-S (Proof)	1,400,000 approx.	Proof Sets Only

Are 2013-D McKinley Dollars Worth Grading?

A common question among those who find a shiny gold-colored coin is whether they should send it to a professional grading company like PCGS. For a 2013-D McKinley dollar, the answer is usually “no” unless the coin is flawless. Grading costs typically start around $20-$30 per coin, excluding shipping and insurance. If the coin is only worth $5 in an uncirculated state, you would be losing money on the transaction.

However, if you believe you have a “Condition Science” coin—one that could potentially grade MS68 or higher—it might be worth it. At that tier, the 2013-D W. McKinley dollar value can jump into the hundreds of dollars because collectors of “Registry Sets” compete to own the highest-graded example in existence. Using the CoinKnow app’s photo recognition feature can help you compare your coin’s surface to known high-grade examples before you spend money on professional fees.

Most collectors prefer to keep these coins in simple cardboard “2×2” holders or plastic flips. This protects the “golden” finish (which is actually a manganese-brass alloy over a copper core) from oxidation. Over time, these coins can develop a dark, oily spots if handled with bare fingers, which significantly reduces their eye appeal and market value.

Common Errors to Look For

While rare, errors are where the real money is in modern numismatics. The 2013-D McKinley dollar series has a few known anomalies that collectors keep an eye out for. The most sought-after are “Mule” errors, where the obverse of one coin is paired with the reverse of another, though none have been officially confirmed for the McKinley strike specifically.

More common are “Clipped Planchet” errors, where the coin looks like a bite was taken out of it during the manufacturing process, or “Blank Planchets,” which are the smooth discs that never received a Presidential stamp. Doubled dies are also a possibility, though the modern hubbing process at the Denver Mint has made these extremely rare.

If you suspect your coin has an error, do not clean it! Cleaning a coin with chemicals or even a soft cloth can destroy its value. Instead, use a magnifying glass to inspect the details and consult a recent price guide. Checking the latest auction records for similar error strikes will give you the most accurate idea of what a collector might pay.

FAQ

Q: Is the 2013-D William McKinley dollar made of real gold?

A: No, despite its golden appearance, the coin contains no gold. It is composed of a core of pure copper with an outer layer made of 77% copper, 12% zinc, 7% manganese, and 4% nickel. This alloy gives it the distinct color but it will tarnish over time.

Q: Why can’t I find these McKinley dollars in my pocket change?

A: In 2011, the U.S. Treasury suspended the production of Presidential Dollars for general circulation because there was a massive surplus in storage. From 2012 until the end of the series in 2016, these coins were only sold directly to collectors at a premium, making them much harder to find in the wild.

Q: What is the highest price ever paid for a 2013-D McKinley Dollar?

A: While standard uncirculated examples sell for a few dollars, top-tier specimens graded MS68 by PCGS have sold for over $100 at specialized auctions. The value depends entirely on the lack of microscopic scratches and the “bloom” of the original mint luster.

Q: Where can I sell my 2013-D McKinley Dollar?

A: You can sell these coins to local coin shops, though they may only offer face value if the coin is circulated. For better prices, consider listing on eBay or using a collector-centric marketplace. If you have a high-grade or error coin, a specialized numismatic auction house is the best route.