2004-S Roosevelt Dime Value: What Your Proof Coin Is Actually Worth
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The 2004-S Roosevelt Dime is worth anywhere from $2 to $5 in typical proof condition, but top-graded examples certified by PCGS or NGC can fetch $10 to $20 or more. If you found one of these shiny coins in an old collection or proof set, you’re in the right place to learn exactly what it’s worth.
The 2004-S Roosevelt Dime was struck at the San Francisco Mint specifically for collectors, not for everyday circulation. That “S” mintmark makes all the difference. These coins were never meant to jingle around in your pocket — they were produced as part of the annual proof set, which means they were made with specially polished dies and carefully handled planchets to achieve that mirror-like finish you’ll notice right away. If you’ve got one in hand and want a fast identification, a coin identifier and value app can help you confirm exactly what you’re looking at before you do anything else.
What Makes the 2004-S Dime Different from Regular Roosevelt Dimes
Walk into any grocery store in 2004 and the dimes in your change came from Philadelphia (no mintmark) or Denver (D mintmark). The San Francisco Mint didn’t produce coins for general circulation that year — its job was to make stunning proof coins for collectors.
A proof coin goes through an entirely different production process. The dies are polished to a mirror finish, the planchets are hand-fed into the press, and each coin is struck multiple times to bring out razor-sharp details. Roosevelt’s portrait on the obverse and the torch with olive branches on the reverse look dramatically crisper than what you’d find on a pocket dime.
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Because of this, proof coins are almost always in better condition than their circulated counterparts. But condition still matters a lot for value, especially if you’re thinking about selling or having your coin graded.
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2004-S Roosevelt Dime Value Chart
Here’s a quick look at what the 2004-S Roosevelt Dime typically sells for depending on its grade and condition:
| Grade / Condition | Estimated Value |
|---|---|
| PR-65 (Proof, average) | $2 – $4 |
| PR-67 (Choice Proof) | $4 – $7 |
| PR-69 (Near Perfect) | $8 – $15 |
| PR-70 DCAM (Perfect Deep Cameo) | $15 – $25+ |
You can browse recent market prices and auction records for Roosevelt Dimes to see how these numbers play out in real sales. Prices can shift depending on the current coin market, so checking live data is always smart before you sell.
Your Old Coin Could Be Valuable!
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Deep Cameo vs. Regular Proof — Does It Matter?
If you’ve done any research on proof coins, you’ve probably seen terms like “Cameo” or “Deep Cameo” (sometimes abbreviated DCAM). These describe the contrast between the frosted raised design elements and the mirrored background fields on a proof coin.
A Deep Cameo 2004-S Roosevelt Dime has strong, white-frosted portraits and lettering set against a glassy, reflective background. This contrast is visually stunning and highly desirable. Coins graded PR-70 DCAM — meaning a perfect strike with full deep cameo contrast — are the top of the food chain and command the highest prices.
Your Old Coin Could Be Valuable!
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Most 2004-S proof dimes will grade somewhere between PR-65 and PR-68. Hairlines from improper storage or handling are the most common reason a coin falls short of the top grades. If your coin is still in its original government packaging from the proof set, there’s a good chance it’s in solid shape.
How to Know If Your 2004-S Dime Is Worth Getting Graded
Professional grading by PCGS or NGC costs money — usually $20 to $40 per coin at standard service levels. That means grading a single 2004-S Roosevelt Dime only makes financial sense if you believe it could grade PR-69 or PR-70, where certified values can justify the cost.
For most examples straight out of a proof set, the value sits in the $2 to $5 range, which doesn’t make grading worthwhile unless you’re submitting a batch of coins together. However, if you’re sitting on what looks like a flawless, untouched example with blazing cameo contrast, it could be worth a shot.
CoinKnow is a great tool to help you assess your coin before spending money on grading. The app walks you through key grading factors and gives you an estimated value range so you can make a smarter decision. No guessing, no wasted submissions.
Your Old Coin Could Be Valuable!
Identify It & Know Its Real Value — Free Download
If you want a comprehensive breakdown of the full 2004 dime value across all mint marks and conditions, that resource covers everything from Philadelphia issues to the proof San Francisco coins like the one you have.
Where to Sell a 2004-S Roosevelt Dime
The most common places to sell proof Roosevelt Dimes include eBay, coin shows, and local coin dealers. For uncertified examples, expect offers on the lower end of the value range. If you have a full 2004 proof set still in its original packaging, you may actually get more selling it intact rather than breaking it apart.
CoinKnow can also point you toward current market platforms and help you price your coin competitively. Many everyday collectors undervalue their proof coins simply because they don’t know where to look — don’t make that mistake.
Your Old Coin Could Be Valuable!
Identify It & Know Its Real Value — Free Download
Frequently Asked Questions
Q: Is the 2004-S Roosevelt Dime rare?
A: Not especially. The San Francisco Mint produced millions of proof dimes for collector sets in 2004. That said, pristine examples grading PR-70 DCAM are genuinely scarce and worth significantly more than typical proof examples.
Q: Can I spend a 2004-S Roosevelt Dime as regular money?
A: Technically yes — it’s legal tender worth 10 cents. But that would be a waste. Even an average proof dime is worth $2 to $5, which is 20 to 50 times its face value. Hold onto it.
Q: How do I tell if my dime is a proof coin?
A: Look for a mirror-like, highly reflective background on the coin’s surface and a frosted appearance on Roosevelt’s portrait and lettering. The “S” mintmark confirms it came from San Francisco. When in doubt, scan it with CoinKnow for an instant identification.
