1991-D Roosevelt Dime Value and What Your Coin Is Worth Today
The 1991-D Roosevelt Dime is worth anywhere from face value (10 cents) in circulated condition to around $3 to $5 or more in mint state, with certified high-grade examples occasionally reaching $15 to $20 or beyond. If you found one of these coins in your change jar or inherited a collection, you’re in the right place to find out exactly what you’ve got.
Before we dive in, if you want a quick and easy way to identify and value your coins at home, check out this coin identifier and value app — it can save you a lot of guesswork.
What Is the 1991-D Roosevelt Dime?
The 1991-D Roosevelt Dime was struck at the Denver Mint in 1991. The “D” mintmark appears on the obverse (front) of the coin, just to the left of the portrait of President Franklin D. Roosevelt. Denver produced a large quantity of these dimes that year, making them a common find in everyday circulation.
Roosevelt Dimes have been minted since 1946 to honor FDR, who passed away in 1945. The design, created by Chief Engraver John R. Sinnock, features Roosevelt’s profile on the front and a torch flanked by olive and oak branches on the reverse.
These coins are made of a copper-nickel clad composition — no silver — which is something collectors always want to confirm first. Don’t let that discourage you, though. Grade and condition still play a big role in determining how much your 1991-D dime is worth.
1991-D Roosevelt Dime Value by Grade
Most 1991-D dimes you find in circulation will show signs of wear, putting them in the “circulated” category. A circulated example is typically worth only face value — 10 cents — since these coins were produced in the hundreds of millions.
However, if your coin was never used in circulation and still has its original mint luster, it could be worth a noticeable premium. Coins graded MS-65 or higher by a third-party grading service like PCGS or NGC are where real collector value begins to appear.
Here’s a general breakdown of 1991-D Roosevelt Dime values:
| Grade / Condition | Estimated Value |
|---|---|
| Good / Fine (circulated) | $0.10 (face value) |
| Extremely Fine (EF-45) | $0.10 – $0.50 |
| Mint State 63 (MS-63) | $1 – $2 |
| Mint State 65 (MS-65) | $3 – $5 |
| Mint State 67 (MS-67) or higher | $15 – $20+ |
For a deeper look at certified sale prices and recent auction results, this resource covering Roosevelt Dime price data in mint state grades is worth bookmarking.
How to Tell If Your 1991-D Dime Is Worth More
The key factors that push a 1991-D Roosevelt Dime above face value are eye appeal, strike quality, and surface preservation. A coin with sharp details, full bands on the torch (known as Full Bands or FB designation), and no post-mint damage is what collectors look for.
Full Bands (FB) coins are especially desirable because they indicate a well-struck coin. If the horizontal bands across the center of the torch on the reverse are fully separated and clearly defined, your coin may qualify for the FB designation, which adds value.
To know if your coin qualifies for a premium grade, consider using CoinKnow — a smart app that helps everyday collectors quickly assess a coin’s condition and potential value without needing to be an expert. It’s one of the easiest ways to get a ballpark figure before spending money on professional grading.
Should You Get Your 1991-D Dime Graded?
Professional grading from PCGS or NGC costs money — typically $20 to $30 per coin at a minimum. For most 1991-D dimes, the cost of grading will exceed the coin’s value, so it only makes sense if your coin appears to be in exceptional uncirculated condition (MS-67 or better).
If you’re unsure, take a photo in good lighting and compare it to certified examples online. You can also explore detailed value information for the 1991 Roosevelt Dime to understand what grades and varieties command the highest prices.
CoinKnow is another handy tool for this step — simply scan your coin with your phone and get an instant read on its condition and estimated worth before committing to a grading service.
Collecting 1991-D Roosevelt Dimes
While individual 1991-D dimes aren’t worth a fortune, they are a popular part of date-and-mintmark sets and modern Roosevelt Dime collections. Many collectors aim to assemble complete sets in MS-65 or higher, which makes nice examples from the Denver Mint a worthwhile addition.
Roosevelt Dimes from the late 1980s and early 1990s are generally easy to find in high grades, but finding a true gem (MS-67 or MS-68) can be surprisingly challenging. That’s what keeps collectors engaged — the hunt for a perfect example of an “ordinary” coin.
If you’re building a set or just getting started with coin collecting, CoinKnow can help you track your collection and stay informed about current market values.
FAQ
Q: Is the 1991-D Roosevelt Dime made of silver?
A: No. The 1991-D dime is made of a copper-nickel clad composition with no silver content. Silver Roosevelt Dimes were last produced for circulation in 1964. If you’re looking for a silver dime, check coins dated 1964 or earlier.
Q: How many 1991-D Roosevelt Dimes were made?
A: The Denver Mint produced approximately 690,800,000 Roosevelt Dimes in 1991. That large mintage is why most examples are only worth face value in circulated grades — they are very common coins.
Q: What makes a 1991-D dime valuable to collectors?
A: The biggest value driver is grade. Coins in MS-67 or higher with the Full Bands (FB) designation are the most sought after. A coin that has never been used, shows no contact marks, and has strong strike details is what collectors will pay a premium to own.
