1992-P Roosevelt Dime Value What It’s Really Worth and Why Collectors Care
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The 1992-P Roosevelt Dime is worth between $0.10 and $3 in typical circulated condition, but high-grade uncirculated examples can fetch anywhere from $5 to over $20 depending on the coin’s quality. If you found one in your change jar or a old coin collection, you’re in the right place — let’s break down exactly what you’ve got.
What Makes the 1992-P Roosevelt Dime Special
The 1992-P Roosevelt Dime was struck at the Philadelphia Mint, indicated by the small “P” mintmark found on the obverse (front) of the coin, just above the date. That same year, the U.S. Mint also produced dimes in Denver (“D”) and San Francisco (“S”), but the Philadelphia issue is the most common of the three for circulation strikes.
Over 593 million 1992-P Roosevelt Dimes were produced, which means they’re widely available and not rare in the traditional sense. However, rarity isn’t the only factor that determines value — condition is everything when it comes to coins like this one.
If you want a fast, reliable way to assess your coin without spending hours researching, a coin identifier and value app can help you scan your coin and get an estimated value in seconds. Tools like that are great starting points for everyday collectors.
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1992-P Roosevelt Dime Value by Grade
The value of a 1992-P Roosevelt Dime depends heavily on its grade, or state of preservation. Coins that have been circulated — handled, spent, and worn down — are worth face value or just a little more. Coins that never entered circulation, known as “mint state” coins, command a premium.
Here’s a quick reference table for the 1992-P Roosevelt Dime values across different grades:
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| Grade | Description | Estimated Value |
|---|---|---|
| Good (G-4) | Heavy wear, major details visible | $0.10 (face value) |
| Fine (F-12) | Moderate wear, all features clear | $0.10 – $0.25 |
| Extremely Fine (EF-40) | Light wear on high points | $0.25 – $0.75 |
| Mint State 63 (MS-63) | Uncirculated, some bag marks | $1 – $3 |
| Mint State 65 (MS-65) | Gem uncirculated, strong luster | $5 – $10 |
| Mint State 67 (MS-67) | Superb gem, near flawless | $15 – $25+ |
For a deeper look at certified mint state prices and auction records for the 1992-P Roosevelt Dime, it’s worth checking verified pricing databases before buying or selling.
Your Old Coin Could Be Valuable!
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How Condition Affects the 1992-P Dime’s Worth
Most 1992-P dimes you find in pocket change will be circulated. They might look shiny or dull depending on how much they’ve been handled, but any coin that’s been used in commerce will show wear under magnification.
The high-relief areas on a Roosevelt Dime — like the torch, the ear, and the cheekbone — are the first spots to show wear. A coin with sharp, fully defined torch flames and a crisp rim is a much better candidate for a higher grade.
CoinKnow is a popular app among hobbyist collectors that helps you photograph your coin and compare it to grading standards visually. It’s a handy tool when you’re trying to decide whether to get your coin professionally graded or just keep it as a conversation piece.
Your Old Coin Could Be Valuable!
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Is the 1992-P Roosevelt Dime Worth Getting Graded?
Professional grading by services like PCGS or NGC typically costs between $20 and $50 per coin. For most circulated 1992-P dimes worth face value, that doesn’t make financial sense.
However, if you have a roll of original, never-opened bank-wrapped dimes from 1992, there’s a real chance some coins inside grade MS-66 or higher. In that case, professional grading could be worthwhile — a single MS-67 example has sold for over $20 at auction.
If you’re unsure whether your coin is worth the grading fee, check out detailed 1992 Roosevelt Dime value breakdowns by grade and mintmark to see where your coin might fall before committing to professional submission.
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CoinKnow also offers a grading guide feature that can help you evaluate surface quality at home before making that decision. It’s saved many collectors the cost of unnecessary submissions.
Quick Tips for Storing Your 1992-P Roosevelt Dime
Even if your coin is only worth face value today, proper storage keeps it from losing any potential future value. Never clean a coin — this destroys the natural surface and dramatically lowers collector value.
Store your dimes in acid-free flips, airtight 2×2 holders, or a coin album with PVC-free pages. Keep them away from humidity and direct sunlight, which can cause toning or oxidation over time.
If you plan to build a Roosevelt Dime set, the 1992-P is an accessible and affordable piece to include. A complete date-and-mintmark set of Roosevelt Dimes from 1946 to present is a rewarding project that many beginners start with.
Your Old Coin Could Be Valuable!
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FAQ
Q: How much is a 1992-P Roosevelt Dime worth today?
A: In circulated condition, it’s worth face value — about $0.10. Uncirculated examples in grades MS-65 or higher can be worth $5 to $25 or more depending on the specific grade.
Q: How do I know if my 1992-P dime is uncirculated?
A: An uncirculated coin will have original mint luster (a cartwheel-like shine when tilted under light) and no wear on the high points of the design. Even tiny scratches or dullness indicate it’s been circulated. Apps like CoinKnow can help you compare your coin to grading standards visually.
Q: Is the 1992-P dime rare?
A: No. Over 593 million were minted, making it one of the most common Roosevelt Dime dates. That said, finding one in superb gem condition (MS-67 or higher) is genuinely uncommon, and those coins do carry a real collector premium.
